Auto Junior Underwriter Job at United Auto Credit Corporation, Newport Beach, CA

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  • United Auto Credit Corporation
  • Newport Beach, CA

Job Description

Auto Junior Underwriter Location Newport Beach, CA :

Summary

As a Call Back Analyst, you will follow up on submitted applications that have been approved or conditionally approved through our automated decisioning process with a goal of capturing the contracts. This includes following up on applications with dealerships over the phone using UAC's common sense lending approach with a focus on Service Excellence to our dealer body.

Essential Duties and Responsibilities

Primary responsibilities include, but are not limited to the following:

  • Follow up with dealerships on automated decisioning applications in an effort to capture the contracts.
  • Ensure loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate.
  • Nurture relationship management between the Dealership Body and the Sales/Marketing team play a large role in the day to day success of this position in addition to the ability to meet monthly goals for productions, quality and customer satisfaction.
  • Review deals with your dealer partners and help them to structure or restructure as needed to fit the program.
  • Interact daily with automotive dealerships and gather information needed to recommend different products and/or program when appropriate.
  • Partner with dealerships and Area Managers to educate them on the rationale behind credit decisions made as needed.
  • Effective communication with the dealership body to build strong relationships.
  • Building strong working relationships with the Sales/Marketing Team, Funders and Dealership Body is essential.
  • Perform other duties as assigned.

Competencies

To perform the job successfully, an individual should demonstrate the following competencies:

  • Adaptability: Adapts to changes in the work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays, or unexpected events.
  • Business Acumen: Understands business implications of decisions; displays orientation to profitability; demonstrates knowledge of market and competition; aligns work with strategic goals.
  • Customer Service: Responds promptly to customer needs; solicits customer feedback to improve service; responds to requests for service and assistance.
  • Interpersonal: Focuses on solving problems, not blaming. Maintains confidentiality. Listens to others without interrupting. Keeps emotions under control. Remains open to others' ideas and tries new things.
  • Judgment: Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process; makes timely decisions.
  • Oral Communication: Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings.
  • Problem Solving: Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; develops alternative solutions; works well in group problem solving situations; uses reason even when dealing with emotional topics.
  • Written Communication: Writes clearly and informatively; edits work for spelling and grammar; varies writing style to meet needs; presents numerical data effectively; able to read and interpret written information.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Excellent communication and interpersonal skills.
  • Strong organizational and time management skills.
  • Demonstrated ability to develop business relationships with Customers (our Dealers), Sales/Marketing Team Members as well as Peers.
  • Strong negotiation skills.
  • Strong desire to achieve and succeed in a highly competitive market.

Supervisory Responsibility

This position has no supervisory responsibilities.

Education/Experience

  • Bachelor's degree preferred; equivalent combination of education and experience may be substituted in lieu of degree.
  • Previous experience within the Auto Finance or Financial Services Sector highly preferred but not required.

Language Ability

  • Ability to clearly and effectively communicate in person, in writing and by telephone.
  • Bilingual English/Spanish is highly desired.

Computer Skills

Proficient in use of MS Office - Word, Excel, PowerPoint, Visio, Project, Access, SharePoint

Certificates and Licenses

None Required

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk.

Job Type: Full-time

Pay: $18.00 - $19.50 per hour

Benefits:

  • 401(k)
  • Dental insurance
  • Flexible schedule
  • Health insurance
  • Paid time off
  • Vision insurance

Schedule:

  • 8 hour shift

Supplemental pay types:

  • Bonus opportunities

Ability to commute/relocate:

  • Newport Beach, CA 92660: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

  • Do you have auto funding or financial services experience?

Work Location: In person

Job Tags

Hourly pay, Full time, Relocation, Flexible hours, Shift work,

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